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Our Mortgage Process

We have streamlined the mortgage process to make it easy and stress-free for you. From the initial application to the final approval, we are dedicated to ensuring a smooth experience. With a focus on communication and efficiency, we keep you informed and empowered throughout the entire journey.

Mortgage Pre-Approval

Getting pre-approved for a mortgage is a crucial first step in the home buying process. We will guide you through the pre-approval stage, helping you understand your budget and demonstrating to sellers that you are a serious buyer.

Customized Mortgage Solutions

We offer personalized mortgage solutions tailored to your unique needs and financial situation. Our team works with a wide range of lenders to find the best options for you, ensuring competitive rates and terms.

Personalized Consultations

We believe in the power of personalized consultations. Our team will meet with you in person to discuss your goals, answer your questions, and provide insights into the mortgage process. We are committed to being accessible and approachable advisors.

Closing & Beyond

Our support doesn't end at the closing table. We are here for you beyond the completion of the mortgage process, ready to assist with any post-closing questions or needs that may arise.

Not sure which loan fits your situation?

Answer a few quick questions and get a personalized recommendation - no credit check required.

The Malik Team Mortgage logo

Malik Shalmiyev, Mortgage Loan Originator, NMLS #1542149

Branch NMLS# 1604663

1199 Route 22 East, Mountainside, NJ 07092

53 NW 100th Ave, Plantation, FL 33324

Rize Mortgage (Standard Mortgage Capital, LLC), NMLS #1604663
Equal Housing Lender
All loans are subject to credit approval and program guidelines. This is not a commitment to lend.

© 2026 by Team Malik at RIZE Mortgage. All rights reserved.

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