Mortgage Loan Programs
Find the right loan for your situation. We offer government-backed, conventional, and specialty loan programs — serving clients in New Jersey, Pennsylvania , Florida, and beyond
Government-Backed Loans
Government-backed loans are mortgage programs insured or guaranteed by a federal agency—like the FHA (Federal Housing Administration). Because the government shares the risk with the lender, these loans offer lower down payments, more flexible credit requirements, and competitive rates compared to conventional financing. They're designed to make homeownership accessible to more people, especially first-time buyers.
FHA Loans
Everything you need to know about FHA loans - credit score requirements, down payment, mortgage insurance
USDA Loans
Collapsible text is great for longer section titles and descriptions. It gives people access to all the info they need, while keeping your layout clean. Link your text to anything, or set your text box to expand on click. Write your text here...
Conventional & Jumbo
Non-QM Programs
Specialty Programs
Explore Mortgage Services - Apply for a Mortgage Online with Team Malik
Team Malik at RIZE Mortgage specializes in helping clients apply for a mortgage online with ease and convenience. Whether you're looking to purchase a new home or refinance your existing mortgage, our team provides tailored solutions to fit your financial goals. We ensure a seamless process, from fast pre-approvals to personalized mortgage options. Apply for a mortgage online today and take the first step toward your dream home with the guidance of Team Malik.