Mortgage Advisor in Lakewood, NJ — Team Malik at RIZE Mortgages

Mortgage Advisor in Lakewood, NJ — Team Malik at RIZE Mortgage

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Lakewood Township is one of the fastest-growing communities in New Jersey — and with that growth comes a highly active real estate market. Whether you're a first-time buyer, a growing family looking for more space, or an investor eyeing Lakewood's rental market, Team Malik at RIZE Mortgage is ready to help you finance your next property.

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Lakewood's population has grown dramatically over the past two decades, driven by a combination of affordable housing, community resources, and proximity to both the Jersey Shore and major employment centers. This growth has made the local real estate market increasingly competitive, and buyers need a lender who can deliver fast, reliable pre-approvals.

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What We Offer Lakewood Homebuyers:

— Mortgage pre-approval with fast turnaround

— FHA loans for first-time buyers (3.5% down)

— Conventional loans with flexible terms

— ITIN loans for borrowers without an SSN

— Bank statement loans for self-employed buyers

— DSCR investment property loans

— Down payment assistance programs

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Lakewood's diverse community includes many first-generation buyers and self-employed borrowers who may not fit standard lending boxes. Team Malik specializes in exactly these situations — helping buyers with non-traditional income, ITIN numbers, or limited credit history find a path to homeownership.

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We're here to make the process simple, fast, and clear from start to finish.

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📞 609-933-1700 | NMLS #1542149