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Mortgage Advisor in Clifton, NJ — Team Malik at RIZE Mortgages

Mortgage Advisor in Clifton, NJ — Team Malik at RIZE Mortgage

Clifton is one of Passaic County's most vibrant and diverse cities — and its real estate market reflects that energy. With strong demand for both single-family homes and multi-family properties, Clifton attracts a wide range of buyers. Team Malik at RIZE Mortgage is here to help Clifton buyers get pre-approved and close on the homes they want.

Located just 12 miles from Midtown Manhattan, Clifton offers remarkable value compared to many nearby communities — with solid schools, active neighborhoods, and easy access to major highways and public transit. The city's diversity makes it a natural fit for Team Malik's multilingual approach and expertise in non-traditional lending.

What We Offer Clifton Homebuyers:

— Mortgage pre-approval with fast, clear communication

— FHA loans for first-time buyers

— Conventional loans for qualified buyers

— ITIN loans for borrowers without a Social Security number

— Bank statement loans for self-employed borrowers

— Multi-family property financing

— Down payment assistance programs

Clifton has a large community of immigrant buyers and self-employed borrowers who deserve access to great mortgage options. Malik Shalmiyev speaks English, Russian, and Azeri and has years of experience helping non-traditional borrowers navigate the lending process successfully. If your income or documentation doesn't fit the standard mold, we have programs for you.

Ready to get started? Contact Team Malik today.

📞 609-933-1700 | NMLS #1542149

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Rize Mortgage and Team Malik logo

Malik Shalmiyev, Mortgage Loan Originator, NMLS #1542149
NJ/PA office: 1199 Route 22 East, Mountainside, NJ 07092
Florida office: 53 NW 100th Ave, Plantation, FL 33324.
Malik Team is a team of licensed mortgage loan originators operating under Rize Mortgage, LLC. Malik Team is not a lender. All loan products and services are provided by Rize Mortgage. NMLS #1604663. Malik Shalmiyev NMLS #1542149. Licensed in Florida and New Jersey, Pennsylvania. All loans are subject to credit and collateral review and approval. Programs, rates, terms, and conditions are subject to change without notice. This is not a commitment to lend. Equal Housing Lender.

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© 2026 by Team Malik at RIZE Mortgage. All rights reserved.

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