
Home Financing Made Simple — Know What You Qualify For in Minutes
Serving New Jersey, Pennsylvania, and Florida.
Clear guidance. Fast pre-qualification. No guesswork.
Malik Shalmiyev, Mortgage Loan Originator, NMLS #1542149
Rize Mortgage (Standard Mortgage Capital, LLC), NMLS #1604663
Equal Housing Lender
All loans subject to approval. Terms and conditions apply.
Straightforward mortgage help - for the borrowers most lenders overlook.
Malik Shalmiyev The Malik Team Mortgage is a licensed Mortgage Loan Originator with Rize Mortgage, helping clients across NJ, PA, and FL navigate the home financing process with clarity and confidence.
Specializing in
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First-time homebuyers who want clear, step-by-step guidance
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Real estate investors who need speed and clean deal communication
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Self-employed borrowers who need flexible documentation options
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ITIN borrowers looking for a straightforward path to ownership
If you’ve been told “it’s complicated” or you’re not sure what you qualify for, I’ll break it down and show you the best route forward.
Not sure if you qualify? Let’s find out. A 15-minute call is usually all it takes to know where you stand.

Why Work With Team Malik
Guided, Fast Pre-Approval
We provide a streamlined and efficient pre-approval process to get you closer to your dream home. Let us take the complexity out of mortgage approval, so you can focus on finding the perfect property.
Local, Hands-On Advice
Our local expertise allows us to offer personalized, hands-on advice tailored to your specific needs. We're committed to being by your side at every step of the mortgage process.
Investor-Friendly
Count on us to secure competitive rates and terms that work in your favor. We strive to deliver strong options for DSCR and investment property financing, award-winning service by finding the best mortgage solutions for you.
Trusted & Reliable
As a licensed and insured mortgage team, we prioritize your peace of mind. Choose us for a trustworthy and reliable mortgage experience.
“Eligibility varies based on credit, income, and program guidelines.”
Frequently Asked Questions
What Our Clients Say
5
Very friendly and professional service, always do its best to keep customers happy, highly recommended .(A+++++++)

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Reach out to us using the form below or give us a call to schedule a consultation. We proudly serve clients across New Jersey and Pennsylvania and Florida.
53 NW 100th Ave, Plantation FL 33324
1199 Route 22 East, Mountainside, NJ, 07092, USA
609-933-1700
