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Malik Shalmiyev, a licensed mortgage originator

Home Financing Made Simple — Know What You Qualify For in Minutes

Serving New Jersey, Pennsylvania, and Florida.
Clear guidance. Fast pre-qualification. No guesswork.

Malik Shalmiyev, Mortgage Loan Originator, NMLS #1542149
Rize Mortgage (Standard Mortgage Capital, LLC), NMLS #1604663
Equal Housing Lender
All loans subject to approval. Terms and conditions apply.

Straightforward mortgage help - for the borrowers most lenders overlook.

       Malik Shalmiyev The Malik Team Mortgage is a licensed Mortgage Loan Originator with Rize Mortgage, helping clients across NJ, PA, and FL navigate the home financing process with clarity and confidence.

     

       Specializing in

  •    First-time homebuyers who want clear, step-by-step guidance  

  •   Real estate investors who need speed and clean deal communication

  •   Self-employed borrowers who need flexible documentation options

  •    ITIN borrowers looking for a straightforward path to ownership

   If you’ve been told “it’s complicated” or you’re not sure what you qualify for, I’ll break it down and show you the best route forward.  

         

​​Not sure if you qualify? Let’s find out. A 15-minute call is usually all it takes to know where you stand.

 

 

new home

Why Work With Team Malik

Guided, Fast Pre-Approval

We provide a streamlined and efficient pre-approval process to get you closer to your dream home. Let us take the complexity out of mortgage approval, so you can focus on finding the perfect property.

Local, Hands-On Advice

Our local expertise allows us to offer personalized, hands-on advice tailored to your specific needs. We're committed to being by your side at every step of the mortgage process.

Investor-Friendly

Count on us to secure competitive rates and terms that work in your favor. We strive to deliver  strong options for DSCR and investment property financing, award-winning service by finding the best mortgage solutions for you.

Trusted & Reliable

As a licensed and insured mortgage team, we prioritize your peace of mind. Choose us for a trustworthy and reliable mortgage experience.

“Eligibility varies based on credit, income, and program guidelines.”

Frequently Asked Questions

What Our Clients Say

5

He's very professional, kind and very patient. Very helpful and knowledgeable!

5

Very friendly and professional service, always do its best to keep customers happy, highly recommended .(A+++++++)

5

Malik is Very professional, easy to work with, highly recommended!

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Mortgage Calculator

Calculate your mortgage, refinance payment, and home affordability.

Estimates are for informational purposes only and may vary by lender, credit, taxes/insurance, and HOA. Not a loan offer.

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Connect with Us

Reach out to us using the form below or give us a call to schedule a consultation. We proudly serve clients across New Jersey and Pennsylvania and Florida.

53 NW 100th Ave, Plantation FL 33324

1199 Route 22 East, Mountainside, NJ, 07092, USA

   609-933-1700

The Malik Team Mortgage logo

Malik Shalmiyev, Mortgage Loan Originator, NMLS #1542149

Branch NMLS# 1604663

1199 Route 22 East, Mountainside, NJ 07092

53 NW 100th Ave, Plantation, FL 33324

Rize Mortgage (Standard Mortgage Capital, LLC), NMLS #1604663
Equal Housing Lender
All loans are subject to credit approval and program guidelines. This is not a commitment to lend.

© 2026 by Team Malik at RIZE Mortgage. All rights reserved.

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